In January 2007, the European Commission issued the results of a two-year inquiry into the retail banking sector. The report focuses on payment cards and interchange fees. Upon publishing the report, Commissioner Neelie Kroes said the "present level of interchange fees in many of the schemes we have examined does not seem justified." The report called for further study of the issue.
The antitrust authorities of EU Member States other than the United Kingdom are also investigating MasterCard's and Visa's interchange fees. For example, on January 4, 2007, the Polish Office of Competition and Consumer Protection fined twenty banks a total of PLN 164 million (about $56 million) for jointly setting MasterCard's and Visa's interchange fees.
On January 5, 2007, reacting to suggestions from President Bush's confidantes that he would increase troop levels in Iraq (which he announced in a speech a few days later), Pelosi joined with Senate Majority Leader Harry Reid to condemn the plan.
Around the time of Middelton's 25th birthday in January 2007, when the attention on Middleton and Prince William increased, prompting warnings from the Prince of Wales, Prince William, and Middleton's lawyers, who threatened legal action. Two newspaper groups, News International, which publishes The Times and The Sun, and the Guardian Media Group, publishers of The Guardian, decided to refrain from publishing paparazzi photographs of her.
The operating system was unveiled with the iPhone at the Macworld Conference & Expo on January 9, 2007, and released in June of that year. At the time of its unveiling in January, Steve Jobs claimed: "iPhone runs OS X" and runs "desktop-class applications", but at the time of the iPhone's release, the operating system was renamed "iPhone OS". Initially, third-party native applications were not supported. Jobs' reasoning was that developers could build web applications through the Safari web browser that "would behave like native apps on the iPhone".
On 11 January 2007, Army General Moeen U Ahmed staged a military coup. Meanwhile, Yunus turned down his request to become the nation's fourth Chief Advisor after Khaleda Zia's term ended. Yunus, however, suggested the general pick Fakhruddin Ahmed for the job.
On 27 January 2007, Bertrand, Jolie's mother, died from ovarian cancer. This unfortunate occasion rebuilt the relation between Jolie and her brother with her father, before going public with their reconciliation three years later.
On January 28 while attempting to draw contact on a potential game-winning jump shot, he flailed his arm, striking San Antonio Spurs guard Manu Ginóbili in the face with his elbow. Following a league review, Bryant was suspended for the subsequent game at Madison Square Garden against the New York Knicks. The basis given for the suspension was that Bryant had performed an "unnatural motion" in swinging his arm backward. Later, on March 6, he seemed to repeat the motion, this time striking Minnesota Timberwolves guard Marko Jarić. On March 7, the NBA handed Bryant his second one-game suspension. In his first game back on March 9, he elbowed Kyle Korver in the face which was retroactively re-classified as a Type 1 flagrant foul.
Biden declared his candidacy for president on January 31, 2007, after having discussed running for months prior. Biden made a formal announcement to Tim Russert on Meet the Press, stating he would "be the best Biden I can be". In January 2006, Delaware newspaper columnist Harry F. Themal wrote that Biden "occupies the sensible center of the Democratic Party". Themal concludes that this is the position Biden desires and that in a campaign "he plans to stress the dangers to the security of the average American, not just from the terrorist threat, but from the lack of health assistance, crime, and energy dependence on unstable parts of the world".
In 2007, US President George W. Bush shows up unannounced to the Floor about an hour and a half before a Federal Open Market Committee interest-rate decision on January 31; NYSE announces its merger with the American Stock Exchange; NYSE Composite closes above 10,000 on June 1.